If you’re hoping to keep your midriff covered, contrast a plain white tee shirt with a black bikini top (or vice versa), wearing wide-legged faux leather pants and a matching leather shacket. Accessories with a sleek black purse, sneakers, and ’90s-style shades. While bikinis are most often layered beneath other clothing articles, this approach will make you stand out. Plus, leather will add a bit of edge to the look — it’s giving bikini biker, but cold-weather appropriate.